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Harlan Florence

Real Estate Closing Attorneys in Atlanta, Georgia

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How quickly can you close?

Unfortunately, the question “how quickly can you close” is impossible to answer. Anyone who says differently, to quote the Dread Pirate Roberts, is selling something. How quickly can we close? It all depends.

Why?

Well, here’s the thing. Every property is unique, and the ownership history of every property is different. Even if two properties are physically identical, their titles certainly won’t be, and there is absolutely no way to know beforehand how simple or complicated a property’s title may be. The examiner has to get into the records just to see what those records will look like.

(If we could know beforehand, we certainly would have done better on our Divination O.W.L.s. Predicting the future isn’t really our strong suit.)

But even if a title is relatively simple, that’s no guarantee that things can happen fast. Say, for example, a property’s title is clean with only one mortgage to pay off. Some lenders will get us a payoff within hours of us requesting it. Fewer lenders will take days. Even fewer will take weeks. Say there’s a clean title with a first and a second mortgage. Same thing. Say there’s a clean title with a first mortgage, a second mortgage, and a homeowners’ association. You guessed it: the same thing.

You see the point. For a closing to happen, there are a lot of individual elements that have to come together. All of them take time, and it is impossible to predict how much time any particular one will take for any particular property. Again, anyone who says differently is selling something.

That doesn’t mean we can’t make generalizations, though. For metro-Atlanta properties, title exams typically come back in two to four business days. Mortgage payoffs also typically come back in two to four business days. So if the traffic signals in the sky all turn green, then things can happen in just days. We’ve handled thousands of closings that have taken less than a week from start to finish. But we’ve also handled closings that have taken much longer.

The plain truth is that any individual closing will take the time it takes, but we’ll always work hard to get things done as quickly as possible for you.

Harlan Florence is an Atlanta-based boutique law firm that believes there’s a better way to handle your real estate closing. We’d love to work with you. Contact us today, and let’s see what we can do together.

Photo by Scott Rodgerson on Unsplash

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May 29

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We are closed to celebrate Memorial Day, and will be back at the office tomorrow morning. In the meantime, here's what Memorial Day is all about: http://ow.ly/ezwB50OyPJX

Photo by Robert Linder on Unsplash: https://unsplash.com/photos/OXNf1zseXB0
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All work and no AC makes something something something. We're on day three of no air conditioning. Know what? It's hot.
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May 8

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So. The office's air conditioner has gone to meet the choir invisible. It's dead. Passed on. An ex -air conditioner. So we're knocking off early, 'cause it's hot in here. So hot. But we'll be back at it in the morning when we hear the AC will be back up and running. See you soon!
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Feb 20

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We're closed for Presidents Day, but we'll be back at it tomorrow. In the meantime, here are some fun facts about those who have held the office.  https://www.mentalfloss.com/article/531531/american-presidents-facts
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Jan 30

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Let's review how tax prorations! https://harlanflorence.com/tell-me-how-tax-prorations-work/
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Jan 16

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We are closed for the Martin Luther King Jr. holiday.
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Harlan Florence, Attorneys at Law. 5775 Glenridge Drive, Building B, Suite 550, Atlanta, Georgia 30328.
T:770 817 1012 F:770 817 1013 W:www.harlanflorence.com (but you already know that, since you're here, right?)
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