A settlement statement, showing exactly how much money you will need to bring to closing, is prepared as soon as we receive closing instructions from your lender. This may be several days in advance of your closing, or it may be just before you are scheduled to close on your home; it all depends upon your lender.
Rest assured we encourage lenders to get their closing instructions to us in a timely fashion and strive to provide a settlement statement to you as quickly as possible.